The Trilogy Monthly Income Trust is a pooled mortgage investment consisting of loans secured by first mortgages on Australian Property.
Current Net Rate %pa
^For Allocated units for the month ended 31 October 2017.
Please note past performance is not a reliable indicator of future performance.
For investors seeking capital stability or yield, it may be worthwhile considering the Trilogy Monthly Income Trust.
The Trust offers investors exposure to the returns available from investments in first mortgages through a pooled mortgage trust. The loan pool consists of borrowers undertaking the development, construction or refinancing of Australian property. Investors with Allocated Units earned 8.00%pa for the month ended 31 October 2017.
The Trust is currently rated by SQM Research. Any rating is only one factor to consider when deciding to invest. SQM Research provides this report exclusively for Financial Advisers. By downloading this document you confirm that you are a licensed Financial Adviser.
Benefits of the Trilogy Monthly Income Trust
*In considering these returns and attributes, investors should bear in mind that past performance is not a reliable indicator of future performance.
Competitive yield The average annual net rate for the life of the Trust is 7.85%* (until 31/10/17).
Regular, consistent distributions
All investors have received an income distribution every month since inception in 2007*.
Capital Stability The value of investors’ initial investment has remained stable at $1.00 per unit* since inception in 2007.
Option to reinvest
With a simple tick on the application form, you can opt to build your capital by reinvesting your monthly distributions.
Low loan-to-valuation ratio
The Trust’s Product Disclosure Statement (PDS) allows the fund to reach a loan-to-valuation ratio of up to 70% on an individual loan; meaning the Trust will lend borrowers up to 70% of an independent ‘as if complete’ valuation. However, the current average loan-to-valuation ratio on the Trust’s loans is 64.31% (as at 31 October 2017) on an ‘as if complete’ basis*.
Easy access to diverse asset classes
The Trust allows investors to enjoy the returns available from investment in loans over property, without the need to have significant up-front capital.
Liquidity A four month notice period is required for withdrawals. Investors must hold their investment for a minimum two months before they are able to request a withdrawal (see PDS for details). All withdrawals since inception have been paid in full and on time*.
Easy to manage
Rather than handling all the administration involved in holding other asset classes, investors make one transaction into the Trust which includes many investments in loans held over property. Trilogy Funds handles all administration.
Trilogy Monthly Income Trust’s Loans
Our lending team is highly experienced and has access to a constant flow of appropriate projects in need of private funding. Examples of projects for which the Trilogy Monthly Income Trust provide finance include the refinancing, development or construction of units, townhouses, and land subdivisions for residential development.
All loans funded by the Trust must meet strict lending criteria. Once approved, income on the loan (net of fees) is returned to investors as a distribution.
Trilogy Funds takes an active approach to managing all projects funded by the Trilogy Monthly Income Trust, providing the Trust with a sound basis for investment performance.
Current net rate^ (%pa)
For the month ended 31 October 2017
1 year (%pa)
Historical Average Net Rate^
5 years (%pa)
Historical Average Net Rate^
The Trust is delivering consistent returns in a low yield environment to its investors. This year the Trust is celebrating its tenth year of paying investors distributions every month since its inception in 2007*.
Historical average net rates
*In considering these returns, investors should bear in mind that past performance is not a reliable indicator of future performance. ^1Net rates are net of fees and management costs and assume no reinvestment of distributions. Cash units and units the subject of a withdrawal request receive returns based on cash rates that are almost certainly lower than for Allocated units. Past performance is not an indicator of future performance. The rate of return or the return of your capital invested is not guaranteed. All investments carry risks. A detailed explanation of the risks involved when investing in the Trilogy Monthly Income Trust (including the risk of a suspension of withdrawals) is contained in the relevant PDS.
Monthly rates paid for calendar year
Net* Allocated unit yields for the 2016/17 financial year.
*Net amount paid to investors after management fees and other expenses payable by the Trust.
How the Trust works
The Trilogy Monthly Income Trust offers investors exposure to the returns available from investments in loans secured by registered first mortgages through a pooled mortgage trust. The loan pool consists of borrowers undertaking the development, construction or refinancing of Australian property. Read more about our loan portfolio.
Please note applications for investment in the Trilogy Monthly Income Trust may only be made on the form accompanying the PDS issued by and available from Trilogy Funds. Consider the PDS before making any investment decision.
Investor case studies
Steps to Invest
Follow our simple application process to start earning a monthly income through an investment in the Trust:
Read the Product Disclosure Statement
Complete relevant application form
Email or free post your application with a cheque; OR send your application and direct deposit or BPAY your application funds
IMPORTANT: This webpage is issued by Trilogy Funds Management Limited (AFSL 261 425) and provides general information only. It does not provide financial product advice nor is it an offer of securities. If you require personal advice on the suitability or other aspect of this investment, consult a licensed adviser who will conduct an analysis based on your circumstances. Applications can only be made on the application form contained in the Product Disclosure Statement dated 1 September 2017 (PDS) available from Trilogy Funds. The PDS should be read in full, particularly the risk section, prior to lodging any application. Investments involve risk which can lead to loss of part or all capital. Investments in the Trilogy Monthly Income Trust are not bank deposits and are not government guaranteed. By accessing the application forms under the “Downloads & Forms” sidebar, you confirm you have accessed and read the PDS.
Any rating is only one factor to consider when deciding to invest. SQM Research provides this report exclusively for Financial Advisers. By downloading this document you confirm that you are a licensed Financial Adviser.
SQM Research is an investment research firm that undertakes research on investment products exclusively for its wholesale clients, utilising a proprietary review and star rating system. Information contained in this document attributable to SQM Research must not be used to make an investment decision. The SQM Research rating is valid at the time the report was issued, however it may change at any time. While the information contained in the rating is believed to be reliable, its completeness and accuracy is not guaranteed. The SQM Research star rating system is of a general nature and does not take into account the particular circumstances or needs of any specific person. Only licensed financial advisers may use the SQM Research star rating system in determining whether an investment is appropriate to a person’s particular circumstances or needs. You should read the product disclosure statement and consult a licensed financial adviser before making an investment decision in relation to this investment product. SQM Research receives a fee from the Fund Manager for the research and rating of the managed investment scheme.